body {
	margin: 0 0 25px 0;
	padding: 0 0 0 0;
	
	background-color: #f8f8f8;
	
	font-family: Verdana;
	font-size: 12px;
	color: #3a3838;
	}
p { 
	margin: 2px 0px 8px 0px;
	padding: 0 0 0 0;
	color: #3a3838;
	}
P.em{
	font-size: 18px;
	padding: 0 0 10px 0;
	margin: 0 0 10px 0;
	border-bottom: 1px solid #cccccc;
	}
P.em_bg{
	background-color: #f7f7f7;
	border-top: 1px solid #d8d8d8;
	border-bottom: 1px solid #d8d8d8;
	padding: 2px 0px 2px 0px;
	color: #5384a8;
	font-size: 12px;
	font-weight: bold;
	}
DIV.div_bg{
	background-color: #f7f7f7;
	border-top: 1px solid #d8d8d8;
	border-bottom: 1px solid #d8d8d8;
	padding: 15px 15px 2px 15px;
	}
H1 {
	margin: 0 0 0 0;
	font-weight: lighter;
	font-size: 40px;
	color: #3a3838;
	}
H2 {
	margin: 0 0 0 0;
	font-weight: lighter;
	font-size: 22px;
	color: #3a3838;
	}
H3 {
	margin: 0 0 0 0;
	font-weight: lighter;
	font-size: 16px;
	color: #3a3838;
	}
H4 {
	margin: 0 0 0 0;
	font-weight: bold;
	font-size: 14px;
	color: #3a3838;
	}
a:link { 
	text-decoration: none;
	color: #59829e;
	}
a:visited { 
	text-decoration: none;
	color: #59829e;
	}
a:hover { 
	text-decoration: none;
	color: black;
	}
a:active { 
	text-decoration: none;
	}
div{
	text-align: left;
}
div.clear{
	clear: both;
	}

ul{
	margin: 0 0 10px 15px;
	padding: 0 0 0 15px;
	list-style-image: url("../img/ul_arrow.jpg");
	list-style-position: outside;
	}

li{
	margin: 0 0 10px 0;
	font-size: 12px;
	color: #3a3838;
	}	

em{
	font-weight: bold;
	text-transform: none;
	font-style: normal;
	
	}	
	
.table_4col{
	width: 670px;
	background-color: #fefbd7;
	border-top: 1px solid #fdfbe0;
	border-left: 1px solid #fdfbe0;
	border-bottom: 1px solid #ecdeae;
	border-right: 1px solid #ecdeae;
	padding: 14px;
	margin: 2px 0px 10px 0px;
	background-image: url("../img/table_bg.jpg");
	background-position: bottom right;
	background-repeat: no-repeat;
	}
.cell_4col{
	float: left;
	width: 149px;
	padding-right: 10px;
	margin-right: 10px;
	border-right: 1px solid #f0e4ba;
	}
#cell_4col_last{
	border: 0px;
	margin: 0px;
	}